A friend of the family has allot of experience in the mortgage industry. She was a real estate agent for a long time, and actually got my parents into their home when we first moved to Maryland (from Denver, CO). She has since left that profession, but still remains active in the mortgage world. She has provided me with the appropriate contact to get the loan process started. I will be calling this contact in the very near future.

I will admit I am a little nervous. The real estate prices in the Frederick area can be a little lofty. I am hoping that we find a house we can afford. I know there are allot of programs out there for first time buyers, so I am trying to remain optimistic on how this will all turn out. Hopefully I will have updates soon to come.